***Buyers*** $10,000 IN SELLER CONCESSIONS + A 1-0 INTEREST RATE BUYDOWN! Enjoy $10k in seller concessions toward allowable buyer costs, PLUS a preferred lender's first-year rate buydown. More potential monthly payment savings than a price reduction. Subject to lender approval and program guidelines. This Charming Washington Terrace rambler with room for everyone! The open-concept living room and kitchen make entertaining easy, so you never miss the conversation while you cook. The main level offers a primary bedroom, a second bedroom, and a full bathroom. Step out the back door to a covered patio and a lush, green, private fully fenced backyard. Downstairs, a separate back entrance opens the door to ADU potential (buyer to verify with the city). The basement features a large family room, a second full kitchen, an additional two bedrooms, and bathroom, offering flexibility for extended guests, or additional living space. With 2 Kitchens and 2 washer/dryer hookups the home provides added convenience and versatility for a variety of living arrangements. Covered parking and a nice shed that matches the home completes the package. Come see the flexibility this home offers!